Helping you get a new car, for less
- Save 30-60%
- Drive a new vehicle
- Fully inclusive fee*
- Low or zero emission vehicles
- No deposit or credit check
- *Insurance, leasing and maintenance all included
See Savings at a Glance
Each deal provides a clear and detailed breakdown of costs and potential savings through the salary sacrifice scheme. This transparent overview helps you quickly understand the financial benefits of leasing a vehicle through the programme. By offering insight into your potential savings, this feature empowers you to make well-informed decisions, ensuring you maximise the economic advantages available to you.
More than just a car
1. Incredible Tax Efficiency
The primary draw is the financial savings. When you lease a car personally, you pay for it with “net” income, money that has already been taxed. With salary sacrifice, you effectively pay for the car before the taxman takes his share. For higher-rate taxpayers, the savings are particularly transformative.
2. No Upfront Deposits or Credit Checks
Traditional leasing often requires a significant initial payment (often 3, 6, or 9 months of rentals upfront). Salary sacrifice car agreements through Vavoom require zero deposit. Furthermore, because the lease is held by the company, employees do not need to undergo a personal credit check, making brand-new cars accessible to more people.
3. All-Inclusive “Just Charge” Motoring
Budgeting becomes effortless because your monthly sacrifice covers nearly every aspect of vehicle ownership, including:
- Fully Comprehensive Motor Insurance
- Routine Servicing and Maintenance.
- Replacement Tyres & Roadside Assistance.
- Road Fund Licence (Road Tax).
The only thing you need to worry about is charging the battery or filling the tank (for hybrids only)
Fully Comprehensive Motor Insurance
What cover is included?
- Premium is a true fixed price for the lifetime of your agreement.
- Social, domestic, pleasure, commuting and business use cover
- Unlimited cover for audio and navigation equipment that is permanently fixed to your vehicle.
- Replacement locks (see full policy wording for details).
- Personal belongings
- Emergency medical treatment and medical expenses
- Free extended use of your car in the EU, up to a period of 60 days.
- Subject to availability, a courtesy car for the duration of repairs, where repair by an approved repairer.
What's Not Covered?
- Use of the vehicle by a driver not on the policy or without a license.
- Fines or penalties such as speeding or parking tickets.
- Malicious damage
- Injury or death where self-harm, alcohol, or drugs is a contributing factor.
Please note: There are conditions with each of these, including excesses that may need to be paid. For more information, please contact our team for the full policy details. Our approach to vehicle accident management focuses on your duty of care.
Plenty of choice
Why Choose Vavoom?
We don’t just provide cars; we provide a complete vehicle management solution. We offer:
- A Digital-First Experience: Our market-leading online portal allows you to compare models, calculate exact savings, and track your order with a few clicks.
- Expert Advice: Our dedicated team gives you personalised support from day 1, ensuring you get all the information and make the right choice.
- Tailored Portals: We build bespoke dashboards for our corporate partners, making the administration of the salary sacrifice car scheme virtually effortless for HR and Finance departments.
Common FAQs: What You Need to Know
What is the up-front cost for drivers?
Unlike personal contract hire, salary sacrifice does not have a deposit, which is one of the perks of the scheme. There are no high up-front costs to deal with, just acceptance from your employer that you can afford the monthly payment, and you’re
Can I still get a car with bad credit?
Yes, there is no credit check for the individual on a salary sacrifice scheme. Essentially, your employer is taking out the agreement on your behalf, and you will pay your employer for the vehicle pre-tax from your gross salary.
Will my vehicle come with a warranty?
All our new vehicles come with a manufacturer warranty, so if you have any issues, you can take the vehicle to a main dealer for your vehicle brand. However, breakdowns are covered by our fully comprehensive maintenance package.
Will I need to MOT my lease vehicle?
Vehicles do not need an MOT test until they are 3 years old from the date of registration. Under Salary Sacrifice schemes, you are fully maintained, which covers the cost of MOTs as well as some of the work associated with it, such as tyres, wiper blades, brakes, and replacement bulbs.
What cars can I get on salary sacrifice?
With Vavoom, we offer nearly every make and model under our scheme. Since we are a broker, we are not restricted to particular dealerships and therefore can find you the best deals for the vehicle of your choice.
How do I salary sacrifice a car?
Once your employer is signed up to the scheme, you will access our portal built to your employer’s specifications. You can select the car you want, and your dedicated account manager will contact you to support you and find you the best deal. Once ordered and forms are signed, the monthly cost comes out of your gross salary before tax and national insurance.
How much can I save in comparison to a lease?
In most cases, you can save between 30% and 60% on tax and national insurance contributions, depending on the cost of the vehicle and your tax bracket.